Loan Department
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Welcome to Northern Indiana F.C.U.’s online Loan Department!

Here you will find the types of loans we offer, rates, online applications, and helpful links. We pride ourselves with offering our members low interest loans since 1935! If you have a general loan question feel free to click on the “Contact Loan Department” button and a friendly loan officer will be happy to answer your question.

Contact Loan Department
Request you free annual credit report
It’s quick, easy and secure!
Full Service Mortgage Loan Program!

NIFEDCU is now offering an in-house, full service mortgage program. Whether your plan involves buying a new home or refinancing your existing property, let us customize a mortgage solution just for you.
  • Highly competitive rates
  • Streamlined application process and closings
  • Bi-weekly payment option
  • Purchases or refinances
  • Low down payment option
  • Conventional, FHA and jumbo mortgages
Contact Linda Lawless at linda@nifedcu.org
or 219-942-3377
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Loan Specials

Take advantage of dealer incentives and our low rates! Apply for a N.I.F.C.U. auto loan today.

Loan Rates
Financing Relationship Banking Discounts Available:

A .25% discount for each can be combined for a Maximum discount .75%

  • Direct deposit of payroll
  • Automatic payments
  • NIFCU checking account
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APR Financing on New Cars or Trucks.
We offer 120% financing on New Vehicles for up to 72 months. Current year model, and 1-year-old cars that have not been titled would be considered new, or re-finance Credit Union will lead to big savings. Credit History, Length of loan, determines Annual Percentage Rate.
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APR Financing on Used Cars or Trucks.
We offer Up to 120% financing on Used Vehicles for those that qualify, call for details. Vehicle model years 1-year-old and older call for specific details. Rates are for Vehicle purchase or refinance from dealer or another Institution. Borrow funds for up to 72 months for select years. Ask about pre-approval and shop dealers with confidence. Qualify for dealer discounts and then bring your loan to Northern Indiana Federal Credit Union will lead to big saving. The model year of vehicle, term of the loan, Credit History determines rate.
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APR Financing for Recreational Vehicles
We offer Up to 100% financing for those that qualify, call for details. Borrow Funds Up To 84 months for select years. The Loan Terms, Credit History, Age of Watercraft, Vehicle, or Camper determines APR. Annual percentage Rate (APR) is subject to change without notice. Ask about Pre-approval and shop with confidence knowing what you can afford and how much you can qualify to finance.
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APR Financing for Motorcycles
We offer Up to 100% financing for those that qualify, call for details. Borrow Funds Up To 60 Months for select years. The Loan Terms, Credit History, Age of Vehicles determines APR. Annual percentage Rate (APR) is subject to change without notice. Ask about Pre-approval and shop with confidence knowing what you can afford and how much you can qualify to finance.
Certificate Secured and Share Secured Loans
  
Pledge your Certificate of deposit or share account held at Northern Indiana Federal Credit Union as collateral for a loan and borrow funds. Bridge a gap in your funding needs without paying penalties of early withdraw on the certificate, by pledging certificate as loan collateral and borrow needed funds at a low APR. Relationship discounts do not apply.
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APR Financing on Unsecured Signature Loan.
Borrow up to $9,999 unsecured money on a one-time basis. Credit history and other outstanding loans may determine the amount allowed to borrow, call for details. Relationship discounts do not apply.
* APR Listed is credit Unions best rate and includes the .75% discount for relationship banking. APR is annual Percentage Rate, actual rate and terms are based on credit history, Length and type of loan. Rates are subject to change without notice.
Please check with the credit union for current information. Rates posted on page may not be the most current rates. Rates here are for informational purposes and may not be accurate.
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