Deposit Accounts

Share Accounts

Annual Percentage Yield (APY) Minimum
0.10% $25.00

Money Market Accounts

Annual Percentage Yield (APY) Minimum
0.15% $2500.00

Vacation & Other Club Accounts

Annual Percentage Yield (APY) Minimum
0.10% $25.00

Holiday Club Accounts

Annual Percentage Yield (APY) Minimum
0.10% $25.00

IRA Share Accounts

Annual Percentage Yield (APY) Minimum
0.10% $500.00

Share Certificate Accounts

Annual Percentage Yield (APY) Term Minimum
0.03% 3-Month $500.00
0.05% 6-Month $500.00
0.16% 12-Month $500.00
0.18% 18-Month $500.00

Loan Accounts

Auto Loans - Model Years: 2016-2020*

Term APR
84-Month As low as 5.40%**
72-Month As low as 4.90%**
60-Month As low as 3.90%**
48-Month As low as 3.40%**
36-Month As low as 3.15%**
24-Month As low as 2.90%**
2015-2012: Add 1% to All Tiers and Terms (60-Month Max Term). Models over 9 years, add 4%.

Boats, Motorhomes, Campers - Model Years: 2016-2020*

Term APR
84-Month As low as 7.15%**
72-Month As low as 6.65%**
60-Month As low as 5.65%**
48-Month As low as 5.15%**
36-Month As low as 4.90%**
24-Month As low as 4.64%**
Model Years 2015-2012: Add 1% to All Tiers and Terms - Up to 120 Months. Mgmt Rate Decision.

Powersports, Motorcycles, Jet Skis, 4-Wheelers, Golf Carts, Small RVs - Model Years: 2016-2020*

Term APR
72-Month As low as 5.50%**
60-Month As low as 4.50%**
48-Month As low as 4.00%**
36-Month As low as 3.75%**
24-Month As low as 3.50%**
2015-2012: Add 1% to All Tiers and Terms (48-Month Max Term)

Unsecured and Credit Cards

Term APR
Unsecured/Personal 9.00%-18.00%
VISA and American Express Cards VISA Platinum 0% on Balance Transfer for 15 Billing Cycles, then Prime + 8.74% APR.
Offering variety of cards, including rewards and cash back programs.

Secured

Term APR
Share Secured Share Rate plus 2.5%

Rates and Terms Subject Change. APY on loans is determined by creditworthiness. Rates effective 10-22-2019
Relationship Discounts available on secured loans for direct deposit, checking, and automatic payments. .25% each up to .75%

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We are a member-owned, not-for-profit financial institution providing a full range of convenient products and services.

NMLS: 1820309

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Support

To report a card as lost or stolen please call 1-800-449-7728. If you are out of the country you can call collect at 1-727-299-2449 to make a report.


© 2020 Northern Indiana Federal Credit Union