Deposit Accounts

Share Accounts

Annual Percentage Yield (APY) Minimum
0.10% $25.00

Money Market Accounts

Annual Percentage Yield (APY) Minimum
0.15% $2500.00

Vacation & Other Club Accounts

Annual Percentage Yield (APY) Minimum
0.10% $25.00

Holiday Club Accounts

Annual Percentage Yield (APY) Minimum
0.10% $25.00

IRA Share Accounts

Annual Percentage Yield (APY) Minimum
0.10% $500.00

Share Certificate Accounts

Annual Percentage Yield (APY) Term Minimum
0.03% 3-Month $500.00
0.05% 6-Month $500.00
0.16% 12-Month $500.00
0.18% 18-Month $500.00

Loan Accounts

New Auto Loans - Model Years: 2018-2019*

Term APR
84-Month As low as 4.40%**
72-Month As low as 3.90%**
60-Month As low as 3.15%**
48-Month As low as 2.65%**
36-Month As low as 2.40%**

*up to 2 years old if not previously titled. **With all relationship discounts

Used Auto Loans - Model Years: 2010-2017

Term APR
Add .25% APR Per Term 2016-2017
Add .50% APR Per Term 2014-2015
Add .75% APR Per Term 2012-2013 (no 72 months)
Add 1.00% APR Per Term 2010-2011 (no 60 months)

Motorcycles, Jet Skis, Other - Model Years: 2018-2019*

Term APR
60-Month As low as 4.90%**
48-Month As low as 4.40%**
36-Month As low as 4.15%**
24-Month As low as 3.90%**

*up to 2 years old if not previously titled. **With all relationship discounts

Used Motorcycles, Jet Skis, Other - Model Years: 2010-2017

Term APR
Add .25% APR Per Term 2016-2017
Add .50% APR Per Term 2014-2015
Add .75% APR Per Term 2012-2013
Add 1.00% APR Per Term 2010-2011 (no 60 months)

Boats, Motorhomes, Campers - Model Years: 2018-2019*

Term APR
84-Month As low as 8.15%**
72-Month As low as 5.65%**
60-Month As low as 5.15%**
48-Month As low as 4.40%**
36-Month As low as 4.15%**
24-Month As low as 3.90%**

*up to 3 years old if not previously titled. **With all relationship discounts

Used Boats, Motorhomes, Campers - Model Years: 2010-2017

Term APR
Add .25% APR Per Term 2016-2017
Add .50% APR Per Term 2014-2015
Add .75% APR Per Term 2012-2013
Add 1.00% APR Per Term 2010-2011
Add 3.25% APR Per Term Prior to 2010*

*There is no 84 or 72 month terms available

Unsecured and VISA

Term APR
Unsecured/Personal 9.25%-18.00%
VISA Fixed Rate Classic: 12.9% / Gold: 9.9%

Rates and Terms Subject Change. APY on loans is determined by creditworthiness. Rates effective 07-1-2019
Relationship Discounts available on secured loans for direct deposit, checking, and automatic payments. .25% each up to .75%

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We are a member-owned, not-for-profit financial institution providing a full range of convenient products and services.

NMLS: 1603086

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Support

To report a card as lost or stolen please call 1-800-449-7728. If you are out of the country you can call collect at 1-727-299-2449 to make a report.


©2019 Northern Indiana Federal Credit Union