Fee Schedule

Truth in Savings Disclosure - Subject to Change
Fee Type Fee Frequency
Paper Statements $2.00 Per Month, Per Period Statement
VISA Payments $10.00 Phone/In-Person
Statement Copy $3.00 Per Period Statement
Account Closure Fee $25.00 Closed within 6 months of Opening
Reopen Closed Account Fee $10.00 1st Occurrences/$25.00 After
Account Reconciliation/Research $10.00 Per Hour
Cashiers/Corporate Check $2.00 Per Check
Foreign Item Check Processing $10.00 Per Item
Non NIFEDCU CU ATM Fee $2.00 After 6 Monthly
Deposit Item Returns $15.00 Per Item
Draft Copy $2.00 Per Item
Inactive Account Fee $1.00 Per Month
Return Mail Fee $5.00 Per Envelope
Domestic Wire Transfer Fee $20.00 Per Wire
Share Branch Usage Fee $1.00
Money Order Fee $1.50 Per Money Order
VISA Gift Cards $5.00 Per Card
Coin Processing 5.0% Under $20/No Charge
Notary Service $2.00 Per Document
Faxed Account History $3.00 Per Request
Replacement Member Cards $3.00 Per Request
Garnishment/Levies $40.00
Non-sufficient Funds (NSF) $30.00 Per Item
Overdraft Fee/Courtesy Pay $30.00 Per Item
Overdraft Transfer (Share) $5.00 Per Item
Overdraft Loan Advance $7.50 Per Item
Negative Balance Fees $5.00
Stop Payment $30.00
Share Draft Account Closure $10.00
Overnight Fee Current Fee
Debit/VISA Card Replacement Fee $10.00
Debit/VISA Card PIN Reminder Mailer $2.00 Per PIN Mailer
ACH Stop Payment/Revoke Affidavit $30.00
Currency Conversion (Foreign VISA Credit/Debit Card) 1.00%

Effective 1-22-19

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We are a member-owned, not-for-profit financial institution providing a full range of convenient products and services.

NMLS: 1820309

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To report a card as lost or stolen please call 1-800-449-7728. If you are out of the country you can call collect at 1-727-299-2449 to make a report.

© 2021 Northern Indiana Federal Credit Union