Loans

Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments.

Apply for any of our loan products online or over the phone for quick and local decision-making. We also offer relationship banking discounts for many of our loans. Save up to 0.75% off your rate based on criteria such as checking account, direct deposit and automatic payments.

Mortgages & Home Loans

Whether your plan involves buying a new home or refinancing your existing property, let our mortgage loan specialists customize a mortgage solution just for you.

Highly competitive rates
Streamlined application process and closings
Bi-weekly payment option
Purchases or refinances
Low down payment option
Conventional, FHA and jumbo mortgages

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Whether your plan involves buying a new home or refinancing your existing property, let our mortgage loan specialists customize a mortgage solution just for you.

Credit Empowerment Program

The Credit Empowerment Program is a structured pathway for those individuals seeking to establish, improve or rebuild credit. The program features a multilayered approach that includes financial education and the utilization of traditional financial products.

The program incorporates the following financial tools to help strengthen your credit score:

Share savings account
Checking account
Share secured loan
Visa® credit card

If you are committed to utilizing these resources appropriately, we encourage you to participate in our Credit Empowerment Program. Please stop by our office or call us at 219-942-3377 to learn more today!

Secured Loans

Get a low-rate loan by using the money from your savings account, share certificate or even stocks as collateral. This is a good way to build credit and get more flexibility for your budget without paying a high rate of interest, plus you’ll still earn dividends on the full balance of your account.